Using SumPanda
By using sumpanda.com you agree to these terms. SumPanda is published by Jodbrain Studio. If you do not agree, please do not use the site.
What the calculators are
The calculators and guides are provided for general information and estimates. They are not tax, legal, payroll, accounting or financial advice. Results depend on the numbers you enter and the assumptions stated on each page. Read the disclaimer and the assumptions section on each calculator before relying on a result.
Accuracy
We test every formula and work to keep rules current, but we cannot guarantee that every result is correct, complete or suited to your situation. Laws, rates and holiday schedules change. Verify anything important, such as a paycheck, a legal deadline or a financial decision, with your employer, a qualified professional or the relevant agency.
Acceptable use
- Use the site for lawful purposes and in a way that does not harm it or other visitors.
- Do not attempt to disrupt the site, probe it for vulnerabilities without permission or overload it with automated requests.
- Do not copy the site's text or code wholesale to publish elsewhere. You are welcome to link to any page.
Intellectual property
The SumPanda name, logo, text, design and code are owned by Jodbrain Studio or its licensors. You may use calculator results for your own personal or business purposes, including printing or saving a PDF of your own results.
Third-party links and services
Pages link to official sources such as government websites. We do not control those sites and are not responsible for their content. If analytics is enabled with your permission, it is provided by Google under Google's terms.
No warranty
The site and its content are provided "as is" and "as available," without warranties of any kind, either express or implied, including accuracy, fitness for a particular purpose and uninterrupted availability.
Limitation of liability
To the fullest extent permitted by law, Jodbrain Studio is not liable for any indirect, incidental, special or consequential damages, or for any loss arising from your use of, or reliance on, the site or its results. Nothing in these terms limits liability that cannot be limited by law.
Changes
We may update these terms and the site at any time. The date at the top shows the latest version. Continued use after a change means you accept it.
Contact
Questions about these terms: see the contact page.