Everyday Utilities

Itemized Bill Splitter

Enter the items and who shared each one, and get what every person owes including their share of tax and tip.

Your numbers

Names separated by commas or new lines. Up to 12 people.

Items on the bill
Item 1
Item 2
Item 3
Item 4

Enter the rate printed on your receipt. It is shared in proportion to each person's items.

An example. It is shared in proportion to each person's items.

Result

Bill total

$82.90

Ana $31.27, Ben $35.11, Cy $16.52.

Items subtotal
$70.25
Tax
$0.00
Tip
$12.65
Bill total
$82.90
Items shared by everyone
1

What each person pays

PersonItemsTaxTipTotal
Ana$26.50$0.00$4.77$31.27
Ben$29.75$0.00$5.36$35.11
Cy$14.00$0.00$2.52$16.52
Total$70.25$0.00$12.65$82.90
How this was calculated
  1. Each item is divided evenly among the people who shared it, in whole cents. When the cents do not divide evenly, the leftover cents go to the earlier names in the sharing list.
  2. Tax is 0% of the items subtotal and tip is 18%, each rounded to the cent. Each is then split in proportion to each person's items, using the largest remainder method so the cents add up exactly.
  3. Every person total is items + tax + tip, and the person totals add up to the bill total.
  • Some restaurants add tax per item or a service charge to the check. If your bill is different, enter the tax and tip amounts that match your receipt as percents.

Calculated using SumPanda.com · https://sumpanda.com/itemized-bill-splitter/

Results are estimates for general information. Verify important figures before relying on them.

Next step

How to use the itemized bill splitter

  1. List the people at the table, separated by commas.
  2. Add each item with its price. Leave Shared by empty if everyone shared it, or list the names of the people who did.
  3. Enter the tax percent from your receipt and a tip percent. Tax and tip are split in proportion to each person's items.
  4. Read what each person owes. The person totals add up to the bill total, to the cent.

Formula

Item share = item price / number of sharers, in whole cents

Person items = sum of their item shares

Tax = items subtotal x tax rate, rounded to the cent

Tip = items subtotal x tip rate, rounded to the cent

Tax and tip are split by each person's items using the largest remainder method

The tip here is on the items before tax. Spare cents in an uneven split of an item go to the earlier names in its sharing list.

Three people, four items

Ana, Ben and Cy order a $24.00 pizza for all, a $18.50 pasta for Ana, a $12.00 salad for Ben and Cy, and $15.75 of drinks for Ben. The items come to Ana $26.50, Ben $29.75 and Cy $14.00, a subtotal of $70.25.

An 18% tip is $12.645, which rounds to $12.65 and is split as $4.77, $5.36 and $2.52. With no tax the totals are Ana $31.27, Ben $35.11 and Cy $16.52, which add up to $82.90. If the receipt shows 8.5% tax, that is $5.97 on the subtotal, split as $2.25, $2.53 and $1.19, and the totals become $33.52, $37.64 and $17.71, which add to $88.87.

Why split by items

Splitting a bill evenly is fair when everyone ordered much the same. When one person had a starter and a drink and another had only a main dish, an even split makes the lighter eaters pay for others. Assigning items to the people who shared them is closer to what each person owes, and tax and tip follow in proportion.

For an even split with tip, the Tip Calculator is faster. When you need to split a total by arbitrary weights down to the cent, use the Cent-Exact Split Calculator. For shared costs across a whole trip, the Group Expense Settlement Calculator tracks who paid for what.

Matching your receipt

Enter the tax rate printed on your receipt. The tool starts at 0 so it never assumes a rate for you. Some places add a service charge or tax on only some items, and some receipts apply the tip to the total with tax. If yours does, add the extra to the tip percent so the totals match what you will pay.

If the totals differ from the receipt by a few cents, check that every item is entered and that item names in Shared by match the names in the list. The bill total on this page should equal the receipt total once tax and tip are right.

Assumptions and limits

  • Each item is split evenly among its sharers, or among everyone if Shared by is empty.
  • The tip is a percent of the items subtotal and not of the tax. Tax is a percent of the items subtotal.
  • Prices have at most two decimals. The tax and tip examples are values you can change.
  • Up to 12 people and 40 items are supported, and names are not stored.

Formulas reviewed October 10, 2026. See the calculation methodology for how SumPanda rounds, tests and sources its formulas.

Frequently asked questions

How is tax split?

Tax is split in proportion to each person's items subtotal. Someone who ordered 40% of the food pays 40% of the tax, using whole cents that add up to the exact tax amount.

Can an item be shared by only two of us?

Yes. Type the two names in Shared by, separated by a comma. The item is split evenly between them.

What if the tip should include the tax?

Increase the tip percent so that it matches the dollar amount you plan to leave. For example, an 18% tip on items plus tax of 8.5% is about 19.5% of the items.

Why is the tip example 18%?

It is only an example you can change. Tipping customs vary, so enter the percent you plan to leave.