Everyday Utilities

Heart Rate Zone Calculator

Enter your age or measured maximum heart rate to see your five zones in beats per minute.

Your numbers

220 minus age (the Fox formula) and 208 minus 0.7 x age (Tanaka) are both estimates from averages, and individual maximums vary widely.

Result

Maximum heart rate

180 bpm

From 220 - age; zones by percent of maximum

Maximum heart rate
180 bpm
Zone 2 (light)
108 to 126 bpm
Zone 3 (moderate)
126 to 144 bpm
Zone 4 (hard)
144 to 162 bpm

Heart rate zones

ZoneIntensityBeats per minute
Zone 1 (very light)50% to 60%90 to 108 bpm
Zone 2 (light)60% to 70%108 to 126 bpm
Zone 3 (moderate)70% to 80%126 to 144 bpm
Zone 4 (hard)80% to 90%144 to 162 bpm
Zone 5 (maximum)90% to 100%162 to 180 bpm
How this was calculated
  1. Maximum heart rate = 220 - age = 180 bpm.
  2. Percent of maximum: zone heart rate = maximum x percent.
  3. Values are rounded to the nearest beat. The five-zone split in 10 percent steps from 50 to 100 percent is one convention, not a standard. Other sources draw the zones differently.
  • These are general fitness estimates, not medical advice. Formulas based on age can be off by 10 beats or more for an individual. Talk to a doctor before starting hard exercise, especially with a heart condition, and stop if you feel unwell.

Calculated using SumPanda.com · https://sumpanda.com/heart-rate-zone-calculator/

Results are estimates for general information. Verify important figures before relying on them.

Next step

How to use the heart rate zone calculator

  1. Choose how to get your maximum heart rate: the 220 minus age rule, the Tanaka formula or a maximum you measured yourself.
  2. Enter your age, or your measured maximum.
  3. Choose the zone method: percent of maximum, or the Karvonen method that also uses your resting heart rate.
  4. For Karvonen, enter your resting heart rate, then read the five zones in beats per minute.

Formula

Maximum heart rate = 220 - age, or 208 - 0.7 x age (Tanaka), or a measured value

Percent of maximum: zone rate = maximum x percent

Karvonen: zone rate = resting + (maximum - resting) x percent

Heart rate reserve = maximum - resting

The five zones use steps of 10 percent from 50 to 100 percent. Other sources use different boundaries, so treat them as a convention.

Worked example

For age 40 the 220 minus age rule gives a maximum of 180 bpm. By percent of maximum, zone 3 (70 to 80 percent) is 126 to 144 bpm. The Tanaka formula, 208 - 0.7 x 40, also gives 180 at that age, and for age 50 it gives 173.

With the Karvonen method and a resting rate of 60 bpm, the heart rate reserve is 120 bpm, and zone 3 becomes 60 + 120 x 0.70 = 144 to 60 + 120 x 0.80 = 156 bpm. The same percentages give higher heart rates because the resting rate is added in.

How good are the formulas

Formulas based on age are estimates built from group averages. An individual's true maximum can differ from the estimate by 10 beats or more, so the zones are a starting point. A measured maximum from a supervised test, or recent hard efforts tracked with a heart rate monitor, is more reliable. Never push through chest pain, dizziness or unusual breathlessness.

Percent of maximum and Karvonen

Percent of maximum is the simplest method and needs only the maximum. The Karvonen method uses the reserve between resting and maximum heart rate, so fitter people with lower resting rates get zones that are scaled to their own range. Neither is better in every case, and your coach or doctor may use another method.

Using the zones

Lower zones suit easy long sessions and recovery, middle zones suit steady endurance work, and upper zones suit short hard efforts. This page is a general fitness aid and not medical advice. Check with a doctor before starting hard exercise, especially with a heart condition or medication that affects heart rate. See your fitness level in the VO2 max calculator, pacing in the pace calculator and energy needs in the TDEE calculator.

Assumptions and limits

  • Maximum heart rate is an estimate from age or a value you enter.
  • The five zone boundaries (50, 60, 70, 80, 90 and 100 percent) are one convention, not a standard.
  • Medications, illness, heat, caffeine and altitude change heart rate.
  • Results are rounded to the nearest beat. This is not medical advice.

Formulas reviewed October 10, 2026. See the calculation methodology for how SumPanda rounds, tests and sources its formulas.

Frequently asked questions

How do I calculate my maximum heart rate?

One estimate is 220 minus your age. The Tanaka formula, 208 minus 0.7 times age, is another. Both are only estimates, and a measured maximum is better than either.

What is the Karvonen formula?

Target heart rate equals resting heart rate plus a percent of your heart rate reserve, where the reserve is maximum minus resting heart rate.

Which heart rate zone is best for fat loss?

No single zone is best. Total energy use and consistency matter most, and a mix of easy and hard training works for many people.

How do I measure my resting heart rate?

Count your pulse for a minute after waking, before you get up, and average a few days.